Gold IRA rollovers, explained without the sales pitch.

Most gold IRA websites are built to capture your phone number. This one is built to answer your questions. We document the IRS rules, publish the fee schedules companies would rather bury, and tell you when a gold IRA is the wrong move.

Start here: if you have a retirement account from a former employer — a 401(k), TSP, or 403(b) — you can usually move some or all of it into physical gold without taxes or penalties. The rollover guide explains how in plain English.

Rollover guides by account type

401(k) → Gold IRA

The most common rollover. What works for old accounts vs. your current employer's plan.

TSP → Gold IRA

For federal employees and military. Why the TSP can't hold gold, and what to do about it.

403(b) → Gold IRA

For teachers and healthcare workers. Watch out for annuity surrender fees.

457(b) → Gold IRA

Government employees have one advantage nobody else gets. Don't give it up by accident.

SEP IRA → Gold

Self-employed? A transfer is simpler than a rollover — here's the difference.

Roth IRA → Gold

Tax-free growth plus physical metal. The rules are different, and better.

SIMPLE IRA → Gold

One rule can cost you 25% of your money. Read this before you move anything.

Inherited IRA → Gold

The SECURE Act changed everything for beneficiaries. What's still possible.

The reference pages

Gold IRA rules

Which metals the IRS allows, storage requirements, and the mistakes that trigger taxes.

Fee comparison

Actual setup, admin, and storage fees side by side — the table the industry doesn't publish.

Home storage warning

Why "store your IRA gold at home" pitches can cost you your entire tax deferral.

Statistics & cost data

The 2026 numbers in one citable place: average fees, minimums, spreads, and our 10-year cost model.

Company reviews

Augusta Precious Metals

Education-first, high minimum. Our full review.

Goldco

The biggest brand in the space. Strengths and real drawbacks.

Birch Gold Group

The $10,000 entry point. Who it fits, and the fee math to run first.

Augusta vs. Goldco

The head-to-head comparison, with a clear verdict by investor type.